Easy Tips for Making Your New Home Environmentally Friendly

When you move to a new home, getting a fresh start is important. One way to start is committing to making your new home environmentally friendly. The moving process may involve a lot of work and stress, but keeping your new home environmentally efficient doesn’t have to. For example, environmentally friendly upgrades can be as easy as installing a new door or water filtration system. Here are a few tips for making some simple upgrades your new home and keeping it green.

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A smart thermostat is an easy upgrade that will reduce environmental waste and also save you money. Programmable thermostats allow you to have more control over the climate in your home and when the air conditioning runs. Newer smart thermostats even “learn” your schedule, reducing energy waste by keeping the system off when it’s not necessary and adjusting to fluctuations in temperature. It’s a win-win: reduces waste to the environment and your energy bill!

Replacing doors that allow air to leak from inside your home is another simple green upgrade that can be made. Many homes waste energy because of air escaping under—and through—front doors. Hollow wooden doors, for instance, are much less efficient than insulated steel doors. Installing a thicker door with foam insulation will increase efficiency by keeping out wind and chill and moderating the temperature in your home. With a properly insulated and sealed door, you’ll waste less energy, save money, and stay more comfortable. Also, who wouldn’t want an attractive new entryway on their new home?

Using a water filtration system is another easy green improvement that can save you money. Americans use millions plastic bottles per year, most of which end up in landfills. People are more inclined to use plastic bottled water when they don’t like the quality or taste of tap water. Luckily, Central Arkansas’ water is some of the best in America, but if you’re looking for purity, try installing a basic water filter on your sink to avoid spending money plastic water bottles that end up as waste.  

Speaking of recyclable items, setting up a recycling system is another simple way to go green. Even if your neighborhood has recycling pick-up, as many do, you can begin the recycling process by sorting recyclables in your home. Try keeping separate bins for plastic, paper, and glass in your home so that you can stay on top of the pile-up. The bins can be small or large—either way they will help your kitchen stay neat and organized, reduce clutter, and most importantly, keep you in the habit of recycling!

Brandon Moving How-To: Find the Best Insurance Rates for Your New Home

If you are buying or renting a new home, you’ve probably learned by now that home insurance is expensive. Many people become discouraged and end up “settling” for a policy that doesn’t have great coverage. This doesn’t have to be the case. Here are some tricks to choosing the right insurance coverage plan and keeping it affordable:

Insurance agencies are companies, like any other, that are willing to offer incentives to get your business. Many insurance agencies offer bundled coverage—allowing you a better rate when you buy multiple policies together. Doing this simplifies the claims process and can save you as much as 30% on the cost. These days some insurance agencies are offering life insurance policies within bundles, which can save you even more. 

Upgrading security at your home will also reduce insurance rates. Having functioning smoke detectors, fire alarms, and carbon monoxide detectors will help keep your premium low, but installing advanced detectors and alarm systems can keep them even lower. For instance, you can cut your monthly premium by up to 20% by connecting to a central monitoring system. If you are renting and cannot install a central system, you can still lower your renter’s insurance rates by installing upgraded door locks and smoke detectors, as well as making general upgrades to the security of the property (of course, get your landlord’s permission before making any major alterations). 

Like any product, you want to consider different insurance policies from different companies before you buy it. Instead of signing onto the first policy you find in the chaos of buying your home, take the time to shop around for the best rates. You should compare coverage policies and premiums from at least three different insurance providers and weigh the value of each policy offered. 

Keeping a good credit rating is important. A high credit score doesn’t just allow you finalize your home purchase, lease, or loan—it also keeps your insurance premium low. Make it a point to pay all of your bills on time and keep your credit card balance low to keep your insurance premium low. 

Lastly, raising your policy’s deductible is another way to save. Your deductible is the set amount of the damage you agree to pay out-of-pocket for a claim before insurance covers any damages. If you can afford to pay a little more out-of-pocket if you do have to file an insurance claim, you can raise the deductible to lower your monthly interest rate. The drawback, however, is that you could end up paying a large amount out-of-pocket if your house was significantly damaged. But insurance is, by nature, a gamble.

Don’t be afraid to take the time needed to evaluate all of your insurance policy options before you sign. If you are renting or buying a new home, keep these tips in mind and find the coverage you need without overpaying.